ChatGPT cut

Leading Credit Cards & Payment Processing Brands in AI Search in China

The same monthly sample, re-ranked using only ChatGPT answers.

October 2026 edition

Across the six months through October 2026, American Express leads AI search visibility in Credit Cards & Payment Processing on ChatGPT in China with a Goodie visibility score of 67.7, ahead of PayPal (67.2) and Capital One (66.9). The median score across the 10 ranked brands is 65.5, and a score above 61.5 reaches the top ten. The most-cited source grounding these answers is mypayadvisor.com at 4.3% of all citations, while brand-owned pages account for just 26.6%.

35k prompts · 2.6m AI answers · 11.2m citations · Goodie AI Visibility Index

Industry Benchmarks

October 2026 · Credit Cards & Payment Processing · ChatGPT
What good looks like in this category. Read a brand's own score against these before looking at who is winning.
Median visibility score
65.5
Half of the 10 ranked credit cards & payment processing brands score below this. The midpoint, not the average, so a few dominant brands do not distort it.
Index-wide median is 69.8
Score to enter the top 10
61.5
Clearing 61.5 puts a brand in the category top ten. The bar sits 4.0 points below the midpoint, so the leaderboard is closely contested.
Brands named per answer
9.4
A typical answer names nine brands, so the consideration set is wide and a mention is comparatively easy to earn.
Index-wide average is 11.0
Citation mix
  • UGC 4%
  • Editorial 9%
  • Reference 10%
  • Retail 3%
  • Other 74%
Other leads the third-party sources grounding credit cards & payment processing answers. Brand-owned citations sit in the next cell and are not counted here. “Other” covers domains we have not classified into a type yet.
Brand-owned citation share
26.6%
Owned content sits below the index-wide average here: third-party sources decide most of these answers.
Index-wide average is 26.8%
Industry sentiment
57/100
Mean tone of mentions across the ranked brands that carry a measured value. Per-brand sentiment sits on each brand profile.
Prompts sampled
35k
Real buyer phrasing, 4 models
AI answers analysed
2.6m
325k in October · ▲ 20.4% vs September
Citations parsed
11.2m
995k in October · ▼ 3.0% vs September
Brands observed
654
10 ranked here · 644 unranked

Brand Visibility Leaderboard

Brand visibility leaderboard for Credit Cards & Payment Processing, ranked by six-month average AI visibility score
#BrandVisibility scoreShare of voiceModelsΔ vs last monthSentimentTop cited source
01American Express
67.7
10.4%ChatGPT—52kiplinger.com
02PayPal
67.2
10.3%ChatGPT—37mypayadvisor.com
03Capital One
66.9
10.3%ChatGPT—64kiplinger.com
04Adyen
66.7
10.2%ChatGPT—59mypayadvisor.com
05Chase
66.7
10.2%ChatGPT▼ 0.464kiplinger.com
06Stripe
64.2
9.9%ChatGPT▼ 8.063mypayadvisor.com
07Checkout.com
64.2
9.9%ChatGPT▼ 1.045paymentproviders.io
08Shopify Payments
63.6
9.8%ChatGPT—62mypayadvisor.com
09Square
62.5
9.6%ChatGPT—55wikipedia.org
10Wells Fargo
61.5
9.4%ChatGPT—69kiplinger.com
10 ranked · visibility is a six-month averageTop source = most frequent source in answers mentioning the brand · Δ compares Oct with Sep

Most-Cited Domains

The answer supply chain
Most-cited domains in AI answers for Credit Cards & Payment Processing
#DomainCitation shareΔ vs last month
01mypayadvisor.com
4.3%
—
02wikipedia.org
4.0%
—
03kiplinger.com
3.7%
—
04shopify.com
3.6%
—
05reddit.com
3.2%
—
06stripe.com
2.7%
▲ 1.8
07hsbc.com.cn
2.7%
—
08forbes.com
2.5%
—
09techradar.com
2.5%
—
10fitsmallbusiness.com
2.3%
—
Top 10 of 1k domains observedΔ compares Oct with Sep, in percentage points

Prompts, Topics & Movers

What's driving this month's answers

Sampled prompts

Prompts sampled for Credit Cards & Payment Processing, with distinct brands named and sources cited
#PromptBrandsSources
01Merchant services reliable for online payments5152
02Business credit cards with expense tracking tools2836
03Payment gateways trusted by e commerce brands5933
04Which cashback cards make sense for daily spending?2027
05哪家商户收款服务网上用起来比较稳?119
5 of 35k sampledDistinct brands named & sources cited

Biggest movers

Oct vs Sep
Rising

No rising brands this month.

Falling
Stripescore 64.2
▼ 8.0
Checkout.comscore 64.2
▼ 1.0
Chasescore 66.7
▼ 0.4
3 ranked brands scored in both Sep and OctIndustry avg ±3.1/mo

Global Search Demand

Where this industry's questions originate
6,297,613 searches sampled
Tracked markets for Credit Cards & Payment Processing, by sampled search volume
#CountrySearch volume
01United States4.3M
02United Kingdom1M
03Singapore266K
04Canada227K
05Australia185K
06Germany156K
07Japan53K
08France33K
09United Arab Emirates27K
10Egypt26K
11Italy18K
12Saudi Arabia17K
12 tracked markets
This edition

What Changed This Month

American Express leads Credit Cards & Payment Processing this edition with a visibility score of 67.7, ahead of PayPal at 67.2.

mypayadvisor.com is the most-cited source grounding credit cards & payment processing answers, at roughly 4.3% of citations. Brand-owned pages account for 26.6% — the rest of the answer supply chain runs through third-party sources.

The median visibility score across ranked credit cards & payment processing brands is 65.5, and a score above 61.5 reaches the industry top ten.

Free brand check · no signup

Where Does Your Brand Stand in AI Search?

Enter a domain to see its visibility score, strongest industry, model gaps, competitors ahead, and the sources grounding its answers.

31 industries4 models355m+ citation observationsFree unlimited checks
What you get
  • Visibility score
  • Industry rank
  • Brands ahead of you
  • Model and source gaps
Our Methodology

Our Approach to Gathering AI Visibility Data

We process millions of real prompts across AI Mode, ChatGPT, Copilot and Perplexity, then track which brands, products, and domains show up in the answers. That's the raw data behind every score in the Index.

Real Intent Capture

This data results from processing millions of real user prompts. We use advanced semantic and agentic processing to categorize them and define intent, filtering out noise to focus on high-value queries.

Global Model Interrogation

We run these prompts across the tracked models and across every market we cover, so each market is scored on its own answers rather than on a global average applied everywhere.

Attribution Mapping

We analyze the generated answers to capture the "Kingmaker" domains: the specific sources models cite most often in the answers that name a brand, so you can see which sources the models lean on where you appear and where you do not.

Three-dimensional logo of Goodie, an end-to-end AI search visibility platform.
FAQ · Credit Cards & Payment Processing

Questions?
We Have
the Answers.

American Express currently leads AI search visibility in credit cards & payment processing with a Goodie visibility score of 67.7, measured across the tracked AI models.

mypayadvisor.com is the most-cited source in credit cards & payment processing AI answers, grounding roughly 4.3% of citations in this industry.

The median score among ranked credit cards & payment processing brands is 65.5. A score above 61.5 places a brand in the industry top ten.

Each edition samples the same tracked prompt set across the models Goodie follows, then ranks brands by how often they are named in those answers.

Monthly. Each edition re-samples the tracked prompt set so month-over-month figures are directly comparable.