ChatGPT cut

Leading Credit Cards & Payment Processing Brands in AI Search

The same monthly sample, re-ranked using only ChatGPT answers.

August 2026 edition

Across the six months through August 2026, Capital One leads AI search visibility in Credit Cards & Payment Processing on ChatGPT with a Goodie visibility score of 78.0, ahead of Citi (76.6) and Stripe (76.2). The median score across the 10 ranked brands is 74.7. The most-cited source grounding these answers is squareup.com at 4.5% of all citations, while brand-owned pages account for just 26.8%.

5k prompts · 1.7m AI answers · 7.8m citations · Goodie AI Visibility Index

Industry Benchmarks

August 2026 · Credit Cards & Payment Processing · ChatGPT
What good looks like in this category. Read a brand's own score against these before looking at who is winning.
Median visibility score
74.7
Half of the 10 ranked credit cards & payment processing brands score below this. The midpoint, not the average, so a few dominant brands do not distort it.
Index-wide median is 72.8
Score to enter the top 10
—
Fewer than ten brands are ranked in this category, so there is no top-ten bar to report yet.
Brands named per answer
6.6
A typical answer names seven brands, so the consideration set is wide and a mention is comparatively easy to earn.
Index-wide average is 8.4
Citation mix
  • UGC 3%
  • Editorial 8%
  • Reference 4%
  • Retail 3%
  • Other 82%
Other leads the third-party sources grounding credit cards & payment processing answers. Brand-owned citations sit in the next cell and are not counted here.
Brand-owned citation share
26.8%
Owned content is unusually strong here — brand domains are a citation source in their own right, not just the subject of third-party coverage.
Index-wide average is 24.2%
Industry sentiment
82/100
Mean tone of mentions across all ranked brands. Per-brand sentiment sits on each brand profile.
Prompts sampled
5k
Real buyer phrasing, 4 models
AI answers analysed
1.7m
204k in August · ▼ 1.4% vs July
Citations parsed
7.8m
1m in August · ▲ 0.3% vs July
Brands observed
534
10 ranked here · 524 unranked

Brand Visibility Leaderboard

All models AI Mode ChatGPT Copilot Perplexity
Brand visibility leaderboard for Credit Cards & Payment Processing, ranked by six-month average AI visibility score
#BrandVisibility scoreShare of voiceModelsΔ vs last monthSentimentTop cited source
01Capital One
78.0
10.7%ChatGPT▲ 1.384forbes.com
02Citi
76.6
10.5%ChatGPT▲ 7.883forbes.com
03Stripe
76.2
10.4%ChatGPT—83techradar.com
04American Express
75.8
10.3%ChatGPT▲ 5.883forbes.com
05Chase
75.0
10.2%ChatGPT▲ 6.882forbes.com
06Bankwest
74.5
10.2%ChatGPT▲ 17.982finder.com.au
07PayPal
73.6
10.1%ChatGPT▲ 4.082techradar.com
08Adyen
69.7
9.5%ChatGPT—80techradar.com
09Authorize.Net
67.2
9.2%ChatGPT▲ 4.079techradar.com
10Braintree
65.8
9.0%ChatGPT▲ 10.278airwallex.com
10 ranked · visibility is a six-month averageTop source = most frequent source in answers mentioning the brand · Δ compares Aug with Jul

Most-Cited Domains

The answer supply chain
Most-cited domains in AI answers for Credit Cards & Payment Processing
#DomainCitation shareΔ vs last month
01squareup.com
4.5%
—
02stripe.com
3.6%
—
03canstar.com.au
3.6%
▲ 3.6
04nerdwallet.com
2.8%
—
05money.com.au
2.5%
▲ 2.7
06airwallex.com
2.4%
—
07finder.com.au
2.1%
▲ 0.9
08shopify.com
2.1%
▼ 3.6
09fueler.io
1.9%
—
10kredmo.com.au
1.9%
—
Top 10 of 1k domains observedΔ compares Aug with Jul, in percentage points

Prompts, Topics & Movers

What's driving this month's answers

Top prompts

Top prompts sampled for Credit Cards & Payment Processing, with distinct brands named and sources cited
#PromptBrandsSources
01Payment gateways trusted by e commerce brands2736
02Merchant services reliable for online payments1531
03Business credit cards with expense tracking tools1827
04Which cashback cards make sense for daily spending?1221
05Travel credit cards with rewards that pay off1112
Top 5 of 5k sampledDistinct brands named & sources cited

Biggest movers

Aug vs Jul
Rising
Bankwestscore 74.5
▲ 17.9
Braintreescore 65.8
▲ 10.2
Citiscore 76.6
▲ 7.8
Falling

No falling brands this month.

8 ranked brands scored in both Jul and AugIndustry avg ±7.2/mo

Global Search Demand

Where this industry's questions originate
10,171,831 searches sampled
Tracked markets for Credit Cards & Payment Processing, by sampled search volume
#CountrySearch volume
01United States6.9M
02United Kingdom1.6M
03Singapore530K
04Canada347K
05Australia347K
06Germany248K
07Japan64K
08Italy26K
09France24K
10Egypt20K
11United Arab Emirates12K
12Saudi Arabia7K
12 tracked markets
This edition

What Changed This Month

Capital One leads Credit Cards & Payment Processing this edition with a visibility score of 78.0, ahead of Citi at 76.6.

squareup.com is the most-cited source grounding credit cards & payment processing answers, at roughly 4.5% of citations. Brand-owned pages account for 26.8% — the rest of the answer supply chain runs through third-party sources.

The median visibility score across ranked credit cards & payment processing brands is 74.7, and a score above 45.4 reaches the industry top ten.

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Where Does Your Brand Stand in AI Search?

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What you get
  • Visibility score
  • Industry rank
  • Brands ahead of you
  • Model and source gaps
Our Methodology

Our Approach to Gathering AI Visibility Data

We process millions of real prompts across AI Mode, ChatGPT, Copilot and Perplexity, then track which brands, products, and domains show up in the answers. That's the raw data behind every score in the Index.

Real Intent Capture

This data results from processing millions of real user prompts. We use advanced semantic and agentic processing to categorize them and define intent, filtering out noise to focus on high-value queries.

Global Model Interrogation

We execute these prompts across different models, including GPT, Perplexity, AI Mode, and more, and across different regions. This allows us to map model understand exactly "how they think" in each market.

Attribution Mapping

We analyze the generated answers to capture the "Kingmaker" domains; the specific sources the models cite giving you a causal link between source authority and brand visibility.

Read the full methodology → Read the full methodology →
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FAQ · Credit Cards & Payment Processing

Questions?
We Have
the Answers.

Capital One currently leads AI search visibility in credit cards & payment processing with a Goodie visibility score of 78.0, measured across the tracked AI models.

squareup.com is the most-cited source in credit cards & payment processing AI answers, grounding roughly 4.5% of citations in this industry.

The median score among ranked credit cards & payment processing brands is 74.7. A score above 45.4 places a brand in the industry top ten.

Each edition samples the same tracked prompt set across the models Goodie follows, then ranks brands by how often they are named in those answers.

Monthly. Each edition re-samples the tracked prompt set so month-over-month figures are directly comparable.