Copilot cut

Leading Credit Cards & Payment Processing Brands in AI Search in Germany

The same monthly sample, re-ranked using only Copilot answers.

October 2026 edition

Across the six months through October 2026, Stripe leads AI search visibility in Credit Cards & Payment Processing on Copilot in Germany with a Goodie visibility score of 74.5, ahead of PayPal (73.0) and Chase (72.6). The median score across the 10 ranked brands is 71.6, and a score above 67.9 reaches the top ten. The most-cited source grounding these answers is americanexpress.com at 4.5% of all citations, while brand-owned pages account for just 48.7%.

35k prompts · 2.6m AI answers · 11.2m citations · Goodie AI Visibility Index

Industry Benchmarks

October 2026 · Credit Cards & Payment Processing · Copilot
What good looks like in this category. Read a brand's own score against these before looking at who is winning.
Median visibility score
71.6
Half of the 10 ranked credit cards & payment processing brands score below this. The midpoint, not the average, so a few dominant brands do not distort it.
Index-wide median is 72.5
Score to enter the top 10
67.9
Clearing 67.9 puts a brand in the category top ten. The bar sits 3.7 points below the midpoint, so the leaderboard is closely contested.
Brands named per answer
5.0
A typical answer names five brands, so the consideration set is narrow and a mention is hard-won.
Index-wide average is 7.1
Citation mix
  • Editorial 5%
  • Reference 4%
  • Retail 3%
  • Other 88%
Other leads the third-party sources grounding credit cards & payment processing answers. Brand-owned citations sit in the next cell and are not counted here. “Other” covers domains we have not classified into a type yet.
Brand-owned citation share
48.7%
Owned content is unusually strong here, brand domains are a citation source in their own right rather than just the subject of third-party coverage.
Index-wide average is 26.8%
Industry sentiment
64/100
Mean tone of mentions across the ranked brands that carry a measured value. Per-brand sentiment sits on each brand profile.
Prompts sampled
35k
Real buyer phrasing, 4 models
AI answers analysed
2.6m
325k in October · ▲ 20.4% vs September
Citations parsed
11.2m
995k in October · ▼ 3.0% vs September
Brands observed
654
10 ranked here · 644 unranked

Brand Visibility Leaderboard

Brand visibility leaderboard for Credit Cards & Payment Processing, ranked by six-month average AI visibility score
#BrandVisibility scoreShare of voiceModelsΔ vs last monthSentimentTop cited source
01Stripe
74.5
10.5%Copilot▼ 2.565paypal.com
02PayPal
73.0
10.3%Copilot—67paypal.com
03Chase
72.6
10.2%Copilot▼ 3.958nerdwallet.com
04Ramp
71.7
10.1%Copilot▼ 1.175americanexpress.com
05American Express
71.7
10.1%Copilot—48americanexpress.com
06Braintree
71.4
10.1%Copilot▲ 1.755paypal.com
07Adyen
70.1
9.9%Copilot—66paypal.com
08Checkout.com
68.9
9.7%Copilot—69paymentproviders.io
09Shopify Payments
68.2
9.6%Copilot—70paymentproviders.io
10Brex
67.9
9.6%Copilot—69americanexpress.com
10 ranked · visibility is a six-month averageTop source = most frequent source in answers mentioning the brand · Δ compares Oct with Sep

Most-Cited Domains

The answer supply chain
Most-cited domains in AI answers for Credit Cards & Payment Processing
#DomainCitation shareΔ vs last month
01americanexpress.com
4.5%
—
02kreditkartenheld.com
3.6%
—
03chase.com
3.0%
—
04shopify.com
2.9%
—
05finanzfluss.de
2.7%
—
06travelperfect.de
2.7%
—
07paypal.com
2.1%
—
08worldmetrics.org
2.1%
▼ 0.8
09stripe.com
2.0%
—
10brex.com
1.8%
—
Top 10 of 1k domains observedΔ compares Oct with Sep, in percentage points

Prompts, Topics & Movers

What's driving this month's answers

Sampled prompts

Prompts sampled for Credit Cards & Payment Processing, with distinct brands named and sources cited
#PromptBrandsSources
01Merchant services reliable for online payments1425
02Business credit cards with expense tracking tools1423
03Payment gateways trusted by e commerce brands2222
04Which cashback cards make sense for daily spending?1921
05Welche Cashback-Karte lohnt sich für den normalen Alltag?913
5 of 35k sampledDistinct brands named & sources cited

Biggest movers

Oct vs Sep
Rising
Braintreescore 71.4
▲ 1.7
Falling
Chasescore 72.6
▼ 3.9
Stripescore 74.5
▼ 2.5
Rampscore 71.7
▼ 1.1
4 ranked brands scored in both Sep and OctIndustry avg ±2.3/mo

Global Search Demand

Where this industry's questions originate
153,063 searches sampled
Tracked markets for Credit Cards & Payment Processing, by sampled search volume
#CountrySearch volume
01United States111K
02United Kingdom15K
03Singapore6K
04Japan6K
05Australia5K
06Germany4K
07Canada3K
08United Arab Emirates756
09Egypt731
10Italy515
11Saudi Arabia470
12France247
12 tracked markets
This edition

What Changed This Month

Stripe leads Credit Cards & Payment Processing this edition with a visibility score of 74.5, ahead of PayPal at 73.0.

americanexpress.com is the most-cited source grounding credit cards & payment processing answers, at roughly 4.5% of citations. Brand-owned pages account for 48.7% — the rest of the answer supply chain runs through third-party sources.

The median visibility score across ranked credit cards & payment processing brands is 71.6, and a score above 67.9 reaches the industry top ten.

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Where Does Your Brand Stand in AI Search?

Enter a domain to see its visibility score, strongest industry, model gaps, competitors ahead, and the sources grounding its answers.

31 industries4 models355m+ citation observationsFree unlimited checks
What you get
  • Visibility score
  • Industry rank
  • Brands ahead of you
  • Model and source gaps
Our Methodology

Our Approach to Gathering AI Visibility Data

We process millions of real prompts across AI Mode, ChatGPT, Copilot and Perplexity, then track which brands, products, and domains show up in the answers. That's the raw data behind every score in the Index.

Real Intent Capture

This data results from processing millions of real user prompts. We use advanced semantic and agentic processing to categorize them and define intent, filtering out noise to focus on high-value queries.

Global Model Interrogation

We run these prompts across the tracked models and across every market we cover, so each market is scored on its own answers rather than on a global average applied everywhere.

Attribution Mapping

We analyze the generated answers to capture the "Kingmaker" domains: the specific sources models cite most often in the answers that name a brand, so you can see which sources the models lean on where you appear and where you do not.

Three-dimensional logo of Goodie, an end-to-end AI search visibility platform.
FAQ · Credit Cards & Payment Processing

Questions?
We Have
the Answers.

Stripe currently leads AI search visibility in credit cards & payment processing with a Goodie visibility score of 74.5, measured across the tracked AI models.

americanexpress.com is the most-cited source in credit cards & payment processing AI answers, grounding roughly 4.5% of citations in this industry.

The median score among ranked credit cards & payment processing brands is 71.6. A score above 67.9 places a brand in the industry top ten.

Each edition samples the same tracked prompt set across the models Goodie follows, then ranks brands by how often they are named in those answers.

Monthly. Each edition re-samples the tracked prompt set so month-over-month figures are directly comparable.