Copilot cut

Leading Credit Cards & Payment Processing Brands in AI Search in the United States

The same monthly sample, re-ranked using only Copilot answers.

October 2026 edition

Across the six months through October 2026, Stripe leads AI search visibility in Credit Cards & Payment Processing on Copilot in United States with a Goodie visibility score of 73.0, ahead of American Express (71.3) and Braintree (71.2). The median score across the 10 ranked brands is 69.7, and a score above 67.1 reaches the top ten. The most-cited source grounding these answers is etsy.com at 5.4% of all citations, while brand-owned pages account for just 48.9%.

35k prompts · 2.6m AI answers · 11.2m citations · Goodie AI Visibility Index

Industry Benchmarks

October 2026 · Credit Cards & Payment Processing · Copilot
What good looks like in this category. Read a brand's own score against these before looking at who is winning.
Median visibility score
69.7
Half of the 10 ranked credit cards & payment processing brands score below this. The midpoint, not the average, so a few dominant brands do not distort it.
Index-wide median is 71.3
Score to enter the top 10
67.1
Clearing 67.1 puts a brand in the category top ten. The bar sits 2.5 points below the midpoint, so the leaderboard is closely contested.
Brands named per answer
5.7
A typical answer names six brands, so the consideration set is narrow and a mention is hard-won.
Index-wide average is 7.2
Citation mix
  • Editorial 15%
  • Reference 6%
  • Retail 10%
  • Other 69%
Other leads the third-party sources grounding credit cards & payment processing answers. Brand-owned citations sit in the next cell and are not counted here. “Other” covers domains we have not classified into a type yet.
Brand-owned citation share
48.9%
Owned content is unusually strong here, brand domains are a citation source in their own right rather than just the subject of third-party coverage.
Index-wide average is 26.8%
Industry sentiment
64/100
Mean tone of mentions across the ranked brands that carry a measured value. Per-brand sentiment sits on each brand profile.
Prompts sampled
35k
Real buyer phrasing, 4 models
AI answers analysed
2.6m
325k in October · ▲ 20.4% vs September
Citations parsed
11.2m
995k in October · ▼ 3.0% vs September
Brands observed
654
10 ranked here · 644 unranked

Brand Visibility Leaderboard

Brand visibility leaderboard for Credit Cards & Payment Processing, ranked by six-month average AI visibility score
#BrandVisibility scoreShare of voiceModelsΔ vs last monthSentimentTop cited source
01Stripe
73.0
10.5%Copilot▼ 10.672paypal.com
02American Express
71.3
10.2%Copilot—59americanexpress.com
03Braintree
71.2
10.2%Copilot▼ 11.752checkout.com
04PayPal
70.6
10.1%Copilot▼ 8.957paypal.com
05Capital One
70.2
10.0%Copilot▼ 16.567forbes.com
06Helcim
69.1
9.9%Copilot▼ 12.872nerdwallet.com
07Shopify Payments
68.8
9.8%Copilot▼ 13.962checkout.com
08Chase
68.7
9.8%Copilot▼ 7.663chase.com
09Checkout.com
68.4
9.8%Copilot▼ 18.770checkout.com
10Adyen
67.1
9.6%Copilot▼ 12.970worldmetrics.org
10 ranked · visibility is a six-month averageTop source = most frequent source in answers mentioning the brand · Δ compares Oct with Sep

Most-Cited Domains

The answer supply chain
Most-cited domains in AI answers for Credit Cards & Payment Processing
#DomainCitation shareΔ vs last month
01etsy.com
5.4%
—
02techradar.com
3.6%
—
03chase.com
2.9%
—
04paypal.com
2.7%
—
05worldmetrics.org
2.7%
—
06americanexpress.com
2.5%
—
07shopify.com
2.5%
—
08nerdwallet.com
2.3%
—
09stripe.com
2.0%
—
10capitalone.com
2.0%
—
Top 10 of 1k domains observedΔ compares Oct with Sep, in percentage points

Prompts, Topics & Movers

What's driving this month's answers

Sampled prompts

Prompts sampled for Credit Cards & Payment Processing, with distinct brands named and sources cited
#PromptBrandsSources
01Payment gateways trusted by e commerce brands1729
02Merchant services reliable for online payments2027
03Which cashback cards make sense for daily spending?1626
04Business credit cards with expense tracking tools1026
05Travel credit cards with rewards that pay off1322
5 of 35k sampledDistinct brands named & sources cited

Biggest movers

Oct vs Sep
Rising

No rising brands this month.

Falling
Checkout.comscore 68.4
▼ 18.7
Capital Onescore 70.2
▼ 16.5
▼ 13.9
9 ranked brands scored in both Sep and OctIndustry avg ±12.6/mo

Global Search Demand

Where this industry's questions originate
153,063 searches sampled
Tracked markets for Credit Cards & Payment Processing, by sampled search volume
#CountrySearch volume
01United States111K
02United Kingdom15K
03Singapore6K
04Japan6K
05Australia5K
06Germany4K
07Canada3K
08United Arab Emirates756
09Egypt731
10Italy515
11Saudi Arabia470
12France247
12 tracked markets
This edition

What Changed This Month

Stripe leads Credit Cards & Payment Processing this edition with a visibility score of 73.0, ahead of American Express at 71.3.

etsy.com is the most-cited source grounding credit cards & payment processing answers, at roughly 5.4% of citations. Brand-owned pages account for 48.9% — the rest of the answer supply chain runs through third-party sources.

The median visibility score across ranked credit cards & payment processing brands is 69.7, and a score above 67.1 reaches the industry top ten.

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Where Does Your Brand Stand in AI Search?

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31 industries4 models355m+ citation observationsFree unlimited checks
What you get
  • Visibility score
  • Industry rank
  • Brands ahead of you
  • Model and source gaps
Our Methodology

Our Approach to Gathering AI Visibility Data

We process millions of real prompts across AI Mode, ChatGPT, Copilot and Perplexity, then track which brands, products, and domains show up in the answers. That's the raw data behind every score in the Index.

Real Intent Capture

This data results from processing millions of real user prompts. We use advanced semantic and agentic processing to categorize them and define intent, filtering out noise to focus on high-value queries.

Global Model Interrogation

We run these prompts across the tracked models and across every market we cover, so each market is scored on its own answers rather than on a global average applied everywhere.

Attribution Mapping

We analyze the generated answers to capture the "Kingmaker" domains: the specific sources models cite most often in the answers that name a brand, so you can see which sources the models lean on where you appear and where you do not.

Three-dimensional logo of Goodie, an end-to-end AI search visibility platform.
FAQ · Credit Cards & Payment Processing

Questions?
We Have
the Answers.

Stripe currently leads AI search visibility in credit cards & payment processing with a Goodie visibility score of 73.0, measured across the tracked AI models.

etsy.com is the most-cited source in credit cards & payment processing AI answers, grounding roughly 5.4% of citations in this industry.

The median score among ranked credit cards & payment processing brands is 69.7. A score above 67.1 places a brand in the industry top ten.

Each edition samples the same tracked prompt set across the models Goodie follows, then ranks brands by how often they are named in those answers.

Monthly. Each edition re-samples the tracked prompt set so month-over-month figures are directly comparable.