AI Mode cut

Leading Retail Banking Brands in AI Search in Japan

The same monthly sample, re-ranked using only AI Mode answers.

October 2026 edition

Across the six months through October 2026, PiBank leads AI search visibility in Retail Banking on AI Mode in Japan with a Goodie visibility score of 81.6, ahead of Varo Bank (80.8) and Ally Bank (79.3). The median score across the 10 ranked brands is 76.4, and a score above 72.5 reaches the top ten. The most-cited source grounding these answers is reddit.com at 10.9% of all citations, while brand-owned pages account for just 20.6%.

35k prompts · 2.6m AI answers · 11.4m citations · Goodie AI Visibility Index

Industry Benchmarks

October 2026 · Retail Banking · AI Mode
What good looks like in this category. Read a brand's own score against these before looking at who is winning.
Median visibility score
76.4
Half of the 10 ranked retail banking brands score below this. The midpoint, not the average, so a few dominant brands do not distort it.
Index-wide median is 73.2
Score to enter the top 10
72.5
Clearing 72.5 puts a brand in the category top ten. The bar sits 3.9 points below the midpoint, so the leaderboard is closely contested.
Brands named per answer
6.7
A typical answer names seven brands, so the consideration set is wide and a mention is comparatively easy to earn.
Index-wide average is 7.6
Citation mix
  • UGC 12%
  • Editorial 10%
  • Video 2%
  • Reference 4%
  • Retail 1%
  • Other 71%
Other leads the third-party sources grounding retail banking answers. Brand-owned citations sit in the next cell and are not counted here. “Other” covers domains we have not classified into a type yet.
Brand-owned citation share
20.6%
Owned content sits below the index-wide average here: third-party sources decide most of these answers.
Index-wide average is 26.8%
Industry sentiment
67/100
Mean tone of mentions across the ranked brands that carry a measured value. Per-brand sentiment sits on each brand profile.
Prompts sampled
35k
Real buyer phrasing, 4 models
AI answers analysed
2.6m
318k in October · ▲ 6.7% vs September
Citations parsed
11.4m
983k in October · ▼ 4.0% vs September
Brands observed
862
10 ranked here · 852 unranked

Brand Visibility Leaderboard

Brand visibility leaderboard for Retail Banking, ranked by six-month average AI visibility score
#BrandVisibility scoreShare of voiceModelsΔ vs last monthSentimentTop cited source
01PiBank
81.6
10.6%AI Mode—63bankrate.com
02Varo Bank
80.8
10.5%AI Mode—68bankrate.com
03Ally Bank
79.3
10.3%AI Mode—73forbes.com
04Mashreq Al Islami
78.2
10.2%AI Mode▲ 2.579euromoney.com
05SoFi
76.4
9.9%AI Mode—74bankrate.com
06CIT Bank
76.4
9.9%AI Mode—33bankrate.com
07MUFG Bank
76.1
9.9%AI Mode—57digima-japan.com
08Revolut
73.8
9.6%AI Mode—73connectpay.com
09Capital One Bank
73.1
9.5%AI Mode—73forbes.com
10Wise
72.5
9.4%AI Mode▲ 5.881hsbc.com
10 ranked · visibility is a six-month averageTop source = most frequent source in answers mentioning the brand · Δ compares Oct with Sep

Most-Cited Domains

The answer supply chain
Most-cited domains in AI answers for Retail Banking
#DomainCitation shareΔ vs last month
01reddit.com
10.9%
—
02finance.yahoo.com
6.4%
—
03nerdwallet.com
3.6%
—
04diamond.jp
3.6%
▲ 3.6
05note.com
3.6%
—
06okane-kenko.jp
3.6%
—
07cnbc.com
3.6%
—
08forbes.com
3.4%
—
09airwallex.com
3.3%
—
10linkedin.com
3.2%
—
Top 10 of 1k domains observedΔ compares Oct with Sep, in percentage points

Prompts, Topics & Movers

What's driving this month's answers

Sampled prompts

Prompts sampled for Retail Banking, with distinct brands named and sources cited
#PromptBrandsSources
01Banks people trust for everyday transactions2990
02Banks known for smooth international transfers3668
03Islamic banks with modern online services1961
04Which digital banks have the best mobile apps?2452
05普段の支払いと振込、みんなどの銀行を使ってる?816
5 of 35k sampledDistinct brands named & sources cited

Biggest movers

Oct vs Sep
Rising
Wisescore 72.5
▲ 5.8
▲ 2.5
Falling

No falling brands this month.

2 ranked brands scored in both Sep and OctIndustry avg ±4.1/mo

Global Search Demand

Where this industry's questions originate
4,496,586 searches sampled
Tracked markets for Retail Banking, by sampled search volume
#CountrySearch volume
01United States1.7M
02United Kingdom957K
03Germany518K
04Australia303K
05Canada254K
06Italy248K
07Japan152K
08France148K
09Egypt101K
10Singapore40K
11Saudi Arabia33K
12United Arab Emirates21K
12 tracked markets
This edition

What Changed This Month

PiBank leads Retail Banking this edition with a visibility score of 81.6, ahead of Varo Bank at 80.8.

reddit.com is the most-cited source grounding retail banking answers, at roughly 10.9% of citations. Brand-owned pages account for 20.6% — the rest of the answer supply chain runs through third-party sources.

The median visibility score across ranked retail banking brands is 76.4, and a score above 72.5 reaches the industry top ten.

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Where Does Your Brand Stand in AI Search?

Enter a domain to see its visibility score, strongest industry, model gaps, competitors ahead, and the sources grounding its answers.

31 industries4 models355m+ citation observationsFree unlimited checks
What you get
  • Visibility score
  • Industry rank
  • Brands ahead of you
  • Model and source gaps
Our Methodology

Our Approach to Gathering AI Visibility Data

We process millions of real prompts across AI Mode, ChatGPT, Copilot and Perplexity, then track which brands, products, and domains show up in the answers. That's the raw data behind every score in the Index.

Real Intent Capture

This data results from processing millions of real user prompts. We use advanced semantic and agentic processing to categorize them and define intent, filtering out noise to focus on high-value queries.

Global Model Interrogation

We run these prompts across the tracked models and across every market we cover, so each market is scored on its own answers rather than on a global average applied everywhere.

Attribution Mapping

We analyze the generated answers to capture the "Kingmaker" domains: the specific sources models cite most often in the answers that name a brand, so you can see which sources the models lean on where you appear and where you do not.

Three-dimensional logo of Goodie, an end-to-end AI search visibility platform.
FAQ · Retail Banking

Questions?
We Have
the Answers.

PiBank currently leads AI search visibility in retail banking with a Goodie visibility score of 81.6, measured across the tracked AI models.

reddit.com is the most-cited source in retail banking AI answers, grounding roughly 10.9% of citations in this industry.

The median score among ranked retail banking brands is 76.4. A score above 72.5 places a brand in the industry top ten.

Each edition samples the same tracked prompt set across the models Goodie follows, then ranks brands by how often they are named in those answers.

Monthly. Each edition re-samples the tracked prompt set so month-over-month figures are directly comparable.